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Unlock’s home equity agreement (hea) helps turn home equity into cash for financial flexibility and possibilities. With an unlock home equity agreement (hea), you receive a lump sum of cash today in exchange for a share of your home’s future value. At unlock, we provide products and services that help homeowners address financial needs so they can plan the future they envision.

Unlock helps homeowners access the equity in their homes to plan for the future they want, offering flexible funding without monthly payments. Explore answers to top questions about unlock’s home equity agreements. In most cases, unlock must be in no greater than 2nd lien position and the property must be clear of any liens deemed unacceptable by unlock in its discretion.

Through our hea, unlock provides a lump sum of cash (up to $500,000) in exchange for a portion of your home’s future value. To qualify for an unlock hea, you’ll need to meet several property and personal-finance requirements. Through unlock, you can gain access to a large untapped asset class that provides stable returns.